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Motor Private/Motor Commercial

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These are comprehensive policies covering motor vehicles used on public roads. The value of the vehicles should be reviewed every year.

The policies can be extended to cover:

i.    Damage caused by riot and strikes.
ii.    Special perils i.e. damage caused by storm, or flood.
iii.    Loss of or damage occurring when the vehicle is in the hands of motor dealer.
iv.    Windscreen. The value of windscreen should be properly ascertained particularly the rear windscreen.
v.    Radio/radio cassette. Some of the vehicles are fitted with very expensive radios/cassettes.

The breakage of windscreen and theft of radio/radio cassette are payable without application of excess.