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Travel Insurance

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This is a policy designed to meet the needs of people traveling overseas. It combines several covers in one document. In ideal situation claims should be paid whenever they occur. The common covers available are:

(i)    Personal accident
(ii)    Medical
(iii)   Baggage
(iv)   Loss of deposit

The amount of cover varies from company to company. However, the amounts of cover are quite large to meet the needs of most travelers.

The companies which give this policy should have a corresponding company respected internationally to be able to settle claims abroad particularly medical. The cover begins on departure from the airport and lapse on return to the country. The period of cover should be such that it allows for any delays during the travel.

The cost is based on the duration of the travel and values selected.

It is possible to have an annual policy for a company on which deposit premium is charged and declarations made during the year.

This policy is recommended to any one traveling out of the country even if it is for one journey.